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News Post

Fourth Care Annuity launches

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The Care Fees Annuity market has, for many years, consisted of products offered by only two Insurance Companies.  However, our Managing Director has been working for the last 18 months with two other Companies to launch their own versions.

We are delighted to say that we can now offer four Care Fees Annity quotes – double the number available through any other Independent Financial Adviser and, as the price of these plans can vary by thousands of pounds from Insurer to Insurer, this is a very…

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News Post

New rates for 2019/20

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For the ninth year running there has been no change to the upper capital limit for Local Authority means testing in England and it remains at £23,250.

The lower rate of Attendance Allowance has increased to £58.70 per week whilst the higher rate is now £87.65 per week, an increase of 2.4% for both rates.

The Funded Nursing Care contribution has increased by 4.7% to £165.56 per week (payable directly to the Care Provider not usually to the individual).

News Post

Shortlisted for top award

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Our first ‘gold bar’ from the prestigious Health Insurance Awards was won back in 2003 – 15 years later, Michael Hastings, one of our SOLLA accredited advisers has been shortlisted and we wish him lots of luck for the final in a couple of weeks’ time.

News Post

Green Paper Delay

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If you, like us, were expecting to read a Green Paper on Social Care in the next few weeks, Jeremy Hunt announced this afternoon “we now intend to publish the social care Green Paper in the autumn around the same time as the NHS plan“.

Keep on watching this space!

News Post

Council Tax reduction?

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Some people with dementia are eligible for a discount on their council tax bill. Sometimes the people who care for them are eligible for a discount too. Take a look at this factsheet produced by the Alzheimer’s Society.

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Have you registered a Power of Attorney?

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If you did this between 1st April 2013 and 31st March 2017, you may be entitled to claim a refund.

Find our how here.

 

 

News Post

Know your rights in respect of top-up fees

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The Local Government and Social Care Ombudsman found Lincolnshire Council did not tell a man’s family about the options available when he was placed in a care home.

The family had to pay a ‘top-up’ fee when the council should have offered them the choice of a home which did not require the additional amount

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The £72,000 cap abandoned – it’s official!

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Well we now know what won’t be happening – the £72,000 cap in 2020.  As to what will be happening, we wait for the Green Paper due to be published by summer 2018.  Read more.

In the meantime, there is still an option for self-funders to cap their care home costs and protect some of their savings in the event of longevity.  Speak to one of our advisers on 0800 182 1155 for more information.

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Postponement turns into abandonment

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The latest consensus is that the proposed cap of £72,000 on care fees, originally due to be implemented in April 2016 and then postponed until 2020, will now be abandoned completely. Read more.

It is now unclear when, or if, a cap will be introduced at all.  Watch this space……

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Investigation into NHS continuing healthcare

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The National Audit Office (NAO) has published the findings of its investigation into NHS continuing healthcare (CHC).  Only about 18% of cases that were screened for this funding ended up with the person being found to be eligible.  The Key Findings report can be accessed here.

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