Chris Horlick, managing director of care at Partnership, provides his insights into the detail of the recently published Care Bill and what this means for people moving into care from 2016 and beyond.
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An article published today by Daniel Martin, the Daily Mail’s Whitehall correspondent, highlighted further shortcomings of recent social care reform. He points out that, regardless of your financial position, entitlement to state help will only apply if your care needs are deemed ‘substantial’.
This is likely to leave many people without the state assistance that they thought they would receive.
From April 2013 the amount of Attendance Allowance increased to £53 per week for the lower rate and £79.15 per week for the higher rate.
This is a non-means tested benefit payable to the person needing care. It continues even if you move into a Care Home, provided you are paying for the care yourself.
The Government is bringing forward the cap on social care costs, which was originally planned to be set at £75,000 and introduced in 2017, but will now be set at £72,000 and start a year earlier.
The cap will still apply only to care costs, not accommodation costs. In addition, a person will have to meet the Local Authority’s eligibility criteria and only the cost of care as set by the Local Authority will count towards the cap – not the actual…Read More
A recent article in Care Management Matters stated that “In the current system, 57% of people have to pay for all or some of their own social care needs. With little or no information about how the system works, and how much their care fees will be, it is little surprise that 25% of self-funders deplete their assets prematurely and fall back on the State. However, this could be mitigated if self-funders were referred to specialist care fees advisers who will be able to advise them…Read More
New research from Laing & Buisson evidences that more people are funding their own care during their later years.
The study shows that a record total of 175,000 older residents in independent sector care homes (43.4%) paid every single penny of their long term care fees last year. Another 56,000 (14%) people need to get ‘top-ups’ from family or friends in order to fund their care services, and William Laing says that these figures are only likely to increase further in the future.
At the Society of Later Life Advisers’ (SOLLA) conference earlier this week, Liz Kendall MP talked about both the Draft Care and Support Bill (which could have major implications for the way information and advice is provided to older people) and her views on the Government’s plans regarding Andrew Dilnot’s recommendations on long-term care funding which are due to be published “imminently”.
She observes that one of the biggest problems people face if they or their loved ones end up needing long-term care is finding out what services and support are available in…Read More